EPF Calculator
Project your Employees' Provident Fund corpus at retirement from salary, contribution rate and expected growth.
Inputs
Formula
- Monthly deposit = basic × (employee % + employer %)
- Balance grows monthly at rate / 12 and salary grows once a year
EPF deducts a fixed share of your basic pay every month, the employer adds its share (part of it goes to the pension scheme, EPS), and the whole balance earns a government-declared interest rate compounded yearly. Because the salary itself rises each year, the deposits keep growing — which is why the final corpus is far larger than a simple multiplication suggests.
Step-by-step calculation
- 1
Monthly deposit rate
employee % + employer %
15.67%
- 2
Months compounded
years × 12
300
- 3
Corpus
compounded monthly at EPF rate
₹1,07,72,600
Tips
- Voluntary Provident Fund (VPF) lets you raise your own share above 12% at the same interest rate.
Frequently asked questions
What does the EPF Calculator do?
Project your Employees' Provident Fund corpus at retirement from salary, contribution rate and expected growth. The EPF Calculator on OneCalcApp returns the result instantly as you type, together with the formula and the substituted values.
How do I use the EPF Calculator?
Enter your values in the input fields, choose the relevant units or options, and the EPF Calculator recalculates automatically. You can copy, print or export the result.
Is the EPF Calculator free to use?
Yes. The EPF Calculator is completely free, needs no sign-up and has no usage limit on OneCalcApp.
How accurate is the EPF Calculator?
It uses the standard formula Monthly deposit = basic × (employee % + employer %) and full double-precision arithmetic, so results match a manual calculation to the displayed number of digits.
Does the EPF Calculator work on mobile and offline?
Yes. The EPF Calculator runs entirely in your browser on phones, tablets and desktops, and your inputs never leave your device.
Where can I find related tools?
OneCalcApp hosts 300+ calculators and converters, including the full Finance collection. Related tools are linked at the bottom of every page.
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